Money Matters

What Money to Bring

The US dollar is widely accepted and easily converted throughout the world. Bring newer, crisp bills with little sign of wear and avoid torn, worn or bills with writing or marks on them. Due to a high number of counterfeit $100 bills many banks and business are no longer accepting them.  ATM machines, associated with a variety of major networks, are located throughout major cities, but do not rely on them as your only source of travel money as their service and dependability can be inconsistent.  Major credit cards, especially Visa and MasterCard are widely accepted at restaurants, hotels and shops in tourist areas. Some merchants may tag on a surcharge for using credit cards. Using cash not only means saving this cost but sometimes avoiding taxes. Travelers checks are going out of style and can be difficult to cash except at large hotels and banks.


We are often asked about tipping. While gratuities are a matter of personal judgement and should never be expected, we do believe they are appropriate as a sign of gratitude for superior service. Appropriate amounts vary throughout the world so general amounts are impossible to summarize. Upon confirmation of your trip we will provide an Adventure Planner with detailed information on gratuities and money matters for your destinations. 

 Typically at the end of a cruise there is an opportunity to provide gratuities to the guides and crew. Gratuities aboard small ships are often pooled among crew members. Some tip pools include officers and guides, while others do not.  Some ships will take credit cards while others prefer cash or checks.  Some cruises even include gratuities in the price of the voyage.  Procedures and amounts can vary so we provide detailed information in your Adventure Planner.  Be sure to ask our small ship specialists if you are uncertain.