AdventureSmith & Travelex Travel Insurance Services
We recommend that you purchase a travel protection plan to cover your upcoming trip. The time and expense that you have put into planning and paying for your trip warrants protection through the purchase of a travel protection plan. AdventureSmith Explorations makes a sincere effort to do everything we can to ensure that your trip is enjoyable and trouble free. Travel protection offers you peace of mind for those events that we cannot control or guarantee. Below are a few key benefits that make travel protection coverage worth considering.
Trip Cancellation/Interruption Coverage
This coverage reimburses your unused prepaid non-refundable payments or deposits, due to a covered reason, up to the amount of coverage selected if you or your family member, traveling companion or business partner become ill, are injured or die, preventing you from traveling. The policy also will reimburse you for the unused portion of a trip that is interrupted for the same covered reasons.
Medical & Evacuation Expense Coverage
Despite our commitment to safety and security, you assume all risk and are responsible for your own emergency care in the event of illness or accident. Travelers are also responsible for the cost of emergency medical evacuation (usually a private charter plane or helicopter) which can exceed several thousand dollars. Small ship cruises venture into remote regions and guests may need to be transported over long distances to an appropriate location for medical treatment. We urge you to purchase a travel protection policy which provides emergency medical and dental protection. Many health insurance policies do not fully cover health care and emergency services outside the United States.
What Type of Plan
For most of our cruises and adventures we recommend the Travel Select plan as this offers a broad range of coverage at a competitive prices. For expedition trips to more remote locations such as Antarctica or the Arctic we suggest the Travel Max plan. The Travel Max plan covers Emergency Medical Evacuation up to $1,000,000 which may be required on some Polar expeditions. Travel Basic is not recommended because it has only $100,000 Emergency Medical Evacuation coverage, which is not enough for a rescue in remote, wilderness locations frequented by small ships.
Consider Travel Insurance at the Time of Booking
You are eligible for the pre-existing medical condition exclusion waiver if you purchase the travel protection within 21 days, on Travel Select, TraveLite and Travel Plus (30days on Travel Max), of your initial trip deposit and you insure for the full cost of your trip.
Find more information and review complete policy details at Travelex Insurance.
All terms, conditions, exclusions and limitations of the Protection Plan apply.
The Travel Protection Plan is underwritten by Stonebridge Casualty Insurance Company; a Transamerica company, Columbus, Ohio; NAIC #10952.
"This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailer".